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For me the biggest thing is that hkw debt is "necessary", this would be a home mortgage and maybe a reasonable car note. The Capital One Secured Mastercard keeps fees in check, which we appreciate, even if the APR is a tad higher than the best cards on our list. More info are you just looking to get a new card(s) for now but not get into churning long-term. SHOULD YOU GET A TRAVEL CARD. That being said the inquiries don't ding your score that much, the lower utilization will have a bigger (positive) impact. But with time wipe, I'm bouncing my deputy back first, so the creature under deputy ends up being swept as well. Then take your new found information and make improvements to your score. It also offers an excellent rewards free tax software self employed of 2 miles on every purchase.
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