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Unfortunately we have different last namesaddresses so I have virtually no credit history. Category is fine, but I don't want to have to be too deliberate with my spending and card usage unless I get a decent reward out of it. Also awesome: Iвve gotten free first-class upgrades on about six out of the last 10 amazon prime rewards visa signature card credit requirements Iвve taken, even though I usually buy the cheapest ticket available. With a low minimum income requirement and annual fees that are free for life, the Maybank 2 Gold Cards are easily the most accessible cards on this list. Debby you are exactly correct, starting with a secure credit card if one is not able to get approved by using the shopping cart trick or applying in the stores.
This one late payment can dock your credit score down anywhere from 60 to 110 points.